The UK State Pension is a government-provided retirement benefit designed to give individuals a basic income in later life

If you have multiple pensions, you can leave them where they are, or combine them into one.

If you stop using CWPF as your pension scheme, you might need to pay a final exit debt, commonly called a Section 75 debt.

If you start to take money ‘flexibly’ from a defined contribution pension, the amount you can pay into a pension and still get tax relief reduces.

You have a tax-free limit on how much you can save or earn in a pension each tax year.

Deciding whether to access your pension early or late can depend on your financial situation

Take a look on our map and see where our Community Living schemes are

Managing your income in retirement is all about balancing your expenses with your available funds.

We reflect on how your pension may be affected when making major financial decisions, such as buying a new home.

Discover how, with the Church Workers Pension Fund, members build up pensions in different ways